About

StupidCents.com is devoted to making sense, or cents, of seemingly complex yet ultimately simple personal finance and investing dilemmas faced by the average individual or family. To find this corner of the World Wide Web useful, one needs to have the desire to improve their financial lifestyle by making wise, frugal, and well reasoned decisions while avoiding the stupid pitfalls that lead to long term misery despite the apparent short term benefits.

To make money and achieve your financial goals, you don’t have to be a Harvard MBA graduate or understand the nuances of Credit Default Swaps – you simply have to avoid the common pitfalls that lead to long term financial stress. You will enjoy far more pleasant and productive lifestyle while being prepared and responsible enough to take advantage of attractive opportunities when they present themselves.