Category Archives: Budgeting

Just Because You Have Money Doesn’t Mean You Know How to Manage It

Recently, there have been a number of posts about how it’s possible to earn a six-figure income and still feel poor. And, of course, we also hear stories about millionaire celebrities and athletes going broke, blowing all their cash in a matter of years. Recently, with the Mega Millions jackpot in the news, there have…

Set Your Spending Priorities

When creating a personal budget or spending plan, many people fail to consider their spending priorities. Yes, you need to list all of your income, and list your expenses. This is important information. But, once you know what you are spending your money on, it’s not enough to just acknowledge it. You should do something…

Breaking the Gift Giving Cycle

With the holiday season upon us, the malls are packed with eager shoppers looking to stuff their loved one’s stockings with all sorts of gifts.  It certainly can be rewarding to watch the looks on their faces when they open the gifts you gave them to find exactly what they were hoping for.  But for…

Spending Wisely

Too many personal finance bloggers are just too extreme in the advice they give their readers.  They expect you to either live like a monk who never spends a dime or haggle over each and every purchase you make because “a penny saved is a penny earned.” That kind of advice may work for some…

Last Minute Ways to Make Extra Cash for the Holidays

The holidays are upon us!  Hopefully that means you’ve already set aside plenty of cash to cover all the gifts, wrapping paper, egg nog, and other expenses that come up this time of year. What?  You haven’t saved a dime for the holidays??   You mean you never got around to setting up an ING savings…