Category Archives: Budgeting

Breaking the Gift Giving Cycle

With the holiday season upon us, the malls are packed with eager shoppers looking to stuff their loved one’s stockings with all sorts of gifts.  It certainly can be rewarding to watch the looks on their faces when they open the gifts you gave them to find exactly what they were hoping for.  But for…

Spending Wisely

Too many personal finance bloggers are just too extreme in the advice they give their readers.  They expect you to either live like a monk who never spends a dime or haggle over each and every purchase you make because “a penny saved is a penny earned.” That kind of advice may work for some…

Last Minute Ways to Make Extra Cash for the Holidays

The holidays are upon us!  Hopefully that means you’ve already set aside plenty of cash to cover all the gifts, wrapping paper, egg nog, and other expenses that come up this time of year. What?  You haven’t saved a dime for the holidays??   You mean you never got around to setting up an ING savings…

How To Create A Personal Budget

As the name of my own blog may imply, I highly value budgeting. I never had a problem managing my money, but our budget keeps us on track. Plus, for anyone having financial issues, creating a personal budget can be the first step on the road of financial freedom. Here are a few steps to…

How and What to Downsize

There’s a popular TV show that comes on the WE network called Downsize about a blended family of 9, the Bruces, who have to reconsider and alter their lifestyle after being hit with some economic hardships. The family has two homes in foreclosure, a declining small construction business, a mom on a teacher’s salary with…