Category Archives: Budgeting

How To Create A Personal Budget

As the name of my own blog may imply, I highly value budgeting. I never had a problem managing my money, but our budget keeps us on track. Plus, for anyone having financial issues, creating a personal budget can be the first step on the road of financial freedom. Here are a few steps to…

How and What to Downsize

There’s a popular TV show that comes on the WE network called Downsize about a blended family of 9, the Bruces, who have to reconsider and alter their lifestyle after being hit with some economic hardships. The family has two homes in foreclosure, a declining small construction business, a mom on a teacher’s salary with…

What You Need to Start a Small Professional Office

In my last post, I discussed the fear of failure that comes with recently quitting my job to fulfill a life-long dream of opening my own business.  I’m not going to bore you with the nature of my career, but I will say that I am a “professional”–whatever that means–and that I live and work…

5 Money Management Programs

A popular 2011 resolution was for people to achieve (or at least get closer to) financial independence and freedom. We’re more than 6 months into the new year, and some people either have yet to get started, or need some additional assistance. Money management is difficult, especially when you haven’t done it before or in…

Having a Baby on a Budget

For those who are expecting, it can be a time of excitement. A new addition to the family can bring so much joy to everyone involved. A new life, innocent, precious, and ready to take on the world. Some parents plan for a child, while others find their newborn to be a surprise. One thing…