I grew up with pets. We always had a cat and sometimes a dog. I am particularly fond of cats, and without a cat, our house just feels lonelier. Still, based on my experiences growing up and now, I don’t think people should have pets if they have consumer debt. Pets, though lovable companions, are…
Category Archives: Debt
Why Consumer Debt Levels Are So High
Debt is a huge problem for many Americans as a ton of people are wrestling with high interest consumer debt. These consumer debt levels are incredibly high currently for a variety of reasons. High Credit Card Debt The biggest reason that people fall into the consumer debt trap is because people fail to live within…
You Don’t Have to be Rich to Pay Off Debt
There seems to be this false assumption, not only amongst the world of personal finance, but in everyday life, that you have to be rich to pay off debt, and that’s not the case. I know so many people who are hard working, lower-middle class, and have worked diligently to pay off their debt. Being…
What Is The True Cost Of Debt?
Debt is one of the big issues that keeps most people from living their financial dreams. It simply limits options. You can’t do as much with your own money if part of it (or most of it) is already earmarked for someone else. That is the true cost of debt. Literal Cost of Debt The…
Improve Your Credit Score
The minute you take on a new apartment, buy a car or use one of the bad credit credit cards, your credit score is affected. This score follows you around and there is a good chance that you are never going to shake it. So all you can do is keep a watchful eye on…
