Shopping trends are moving toward easier forms of payment. We’ve moved through cash and check, and most of us swipe some kind of plastic, either a debit card or a credit card, to make payments. However, swiping isn’t the easiest way to pay. There are cards that come with RFID chips that allow you to…
Category Archives: Debt
Don’t Buy More Vehicle than You Need
You may have heard the advice not to buy more house than you need because you will pay more in so many areas—larger mortgage, utilities, furnishings, property taxes, maintenance. Buying a house that is large enough to meet your needs, but not too large, will save you thousands of dollars over the life of your…
Why You Shouldn’t Get a Pet If You Have Consumer Debt
I grew up with pets. We always had a cat and sometimes a dog. I am particularly fond of cats, and without a cat, our house just feels lonelier. Still, based on my experiences growing up and now, I don’t think people should have pets if they have consumer debt. Pets, though lovable companions, are…
Why Consumer Debt Levels Are So High
Debt is a huge problem for many Americans as a ton of people are wrestling with high interest consumer debt. These consumer debt levels are incredibly high currently for a variety of reasons. High Credit Card Debt The biggest reason that people fall into the consumer debt trap is because people fail to live within…
You Don’t Have to be Rich to Pay Off Debt
There seems to be this false assumption, not only amongst the world of personal finance, but in everyday life, that you have to be rich to pay off debt, and that’s not the case. I know so many people who are hard working, lower-middle class, and have worked diligently to pay off their debt. Being…
