Category Archives: Investing

Where to Research Investments

When it comes to investing, Warren Buffett, the famous “Oracle of Omaha” suggests that you don’t invest in something that you don’t understand. Before deciding to put your hard-earned cash into an investment, it’s important to do research. Luckily, there are plenty of tools that can help you research investments you are interested in. As…

How to Use Junk Bonds in Your Portfolio

OK, let’s come clean about something before we even start. If you were around 25 years ago when the stock market was made up of high society type people with some degree of specialized knowledge, you remember that there was no place for what we call today the retail investor. There is a 21st century…

How To Pick A Mutual Fund

You started a new job and as soon as arrive at the new user orientation they hand you a nice looking packet with a middle aged couple standing in a pasture gazing at each other. Under the tear jerking picture is some inspirational phrase like, “Take charge of your future”. You know what it is…

What is Capital Gains Tax?

Almost everyone is familiar with federal income taxes, state income taxes, property taxes, Social Security taxes, and sales taxes because they are part of the normal costs of working, living, or doing business in the United States. But not everyone is as familiar with the capital gains tax. What Is the Capital Gains Tax? Millions of…

Saving and Investing Are Not the Same Thing

If you have any hope of building significant wealth and achieving financial freedom for yourself and your family, then you need to have a good understanding of the basics.   For example, do you know the difference between saving and investing?   Many people use those terms interchangeably.  But while they are closely related, they are in…