Category Archives: Personal Finance

Can Eating Out Save You Money?

If you embark on a journey to learn more about saving money and improving your financial situation, one of the first things you may hear is that you should stop dining out or limit your dining out excursions and use strategies like drinking water and ordering off the appetizer menu to go out as cheaply…

Historic Low Rates: Savers Get the Shaft

On January 25, 2012, the Federal Reserve announced that it will be keeping interest rates at historic low rates near 0%. For the past few years, this has been the state of affairs as the Fed, led by Chairman Ben Bernanke, attempts to stimulate the economy. While historic low rates offer some opportunities for those…

Avoiding Credit Card Fraud

Credit card fraud is a serious crime that costs card holders and issuers hundreds of millions of dollars every year.  And it doesn’t just take a financial toll on its victims. Trying to repair the damage done by credit card fraud is also stressful and time-consuming.  You can expect to spend many hours trying to…

Does Passive Income Actually Exist?

For many, the Holy Grail of personal finances is the development of passive income. Passive income is supposed to be income that just flows into your personal economy without the need for you to actually do any work. However, can any income truly be considered passive? Even when you have income streams that are considered…

Personal Finance Products Suze Orman Should’ve Endorsed Instead of Approved Card

In case you missed a lot of the hoopla in the personal finance world, “guru” Suze Orman has recently debuted a branded prepaid debit card called the Approved Card that she’s built from the ground up. Suze boasts that this card is “better than cash” and gives you reasons why the Approved Card is the smart…