Tag Archive: budget

Could Easier Payment Methods Lead to More Spending and Debt?

Shopping trends are moving toward easier forms of payment. We’ve moved through cash and check, and most of us swipe some kind of plastic, either a debit card or a credit card, to make payments. However, swiping isn’t the easiest way to pay. There are cards that come with RFID chips that allow you to…

Set Your Spending Priorities

When creating a personal budget or spending plan, many people fail to consider their spending priorities. Yes, you need to list all of your income, and list your expenses. This is important information. But, once you know what you are spending your money on, it’s not enough to just acknowledge it. You should do something…

How to Save Money on Your Vacation

Although we’ve just reached February, it’s never too early to start planning your next vacation. Holidays, birthdays, anniversaries, or just because are perfect excuses to take some time to get away and cash in some quality rest and relaxation. The economic climate may be grim, but it has not and should not stop people from…

How To Create A Personal Budget

As the name of my own blog may imply, I highly value budgeting. I never had a problem managing my money, but our budget keeps us on track. Plus, for anyone having financial issues, creating a personal budget can be the first step on the road of financial freedom. Here are a few steps to…

5 Money Management Programs

A popular 2011 resolution was for people to achieve (or at least get closer to) financial independence and freedom. We’re more than 6 months into the new year, and some people either have yet to get started, or need some additional assistance. Money management is difficult, especially when you haven’t done it before or in…