If you’re one of the lucky ones this year, you’ll be in line for a raise. You’ve worked hard and shown your worth so it’s only right that you’re getting a raise. First of all, be thankful that you are even in a position to get a raise with so many people losing their jobs…
Tag Archive: debt
10 Excuses That Keep You in Credit Card Debt
My wife and I have several credit cards, however, we never keep a balance and avoid any and all finance charges by paying our statements in full each month. We don’t necessary subscribe to the idea that you shouldn’t have any credit cards, but everyone needs to understand and use them responsibly in order to…
Seven Lessons I’ve Learned While Being In Debt As a Young Adult
I, and now my wife, have been in debt ever since enrolling into college. After college, like many, we both got a good paying job. However, you quickly find that being on your own results in many purchases, most of which are needs in order to live a comfortable life. We all have a cell…
What’s So Special About The Month of April?
I’m not going to be pulling any April Fool’s Day jokes on anyone, but that is the first thing you think about when April comes around. Just like March, in like a lion, out like a lamb. Well, April comes in just plain lyin’. This April also brings a another alert, the Conficker threat. You…
Is Now The Right Time To Be Frugal?
Just on the heals on my previous article regarding the best time of the year to hunt for deals, I’m doing a 180. It’s definitely a hot topic in the personal finance blogosphere. When is enough, enough? Is frugality a fad? Is it helping or hurting the economy? The economy is in rough shape. Each…
