Tag Archive: goals

Is Getting a Raise a Really Just Curse in Disguise?

If you’re one of the lucky ones this year, you’ll be in line for a raise. You’ve worked hard and shown your worth so it’s only right that you’re getting a raise. First of all, be thankful that you are even in a position to get a raise with so many people losing their jobs…

10 Excuses That Keep You in Credit Card Debt

My wife and I have several credit cards, however, we never keep a balance and avoid any and all finance charges by paying our statements in full each month. We don’t necessary subscribe to the idea that you shouldn’t have any credit cards, but everyone needs to understand and use them responsibly in order to…

What is Behind Your Motivation?

I have to admit that I’ve been lagging behind on the posting lately. I must say that it is partly due to writer’s block, but also due a few site changes that I’ve been planning as well. Excuses aside, I need to work on writing ahead instead of writing on the fly.  It has worked…

New Life, New Debt: Newlyweds Combining Finances

Last year, my wife and I got married.  We were dating for over 5 years before we got married so we kind of new each others financial situation.  I was done with school and working full-time.  My wife continued her education by going to grad school while working part-time.  There was no escaping it, we…