Tag Archive: loans

When Buying a Car, Is GAP Insurance Worth It?

This past weekend, my wife and I went car searching. While it may seem like a daunting task dealing with used car salesman, I find it kind of fun. I suppose it becomes a little less stressful when you can easily walk away from any deal since there were no time constraints for our search…

So You Really Want a 30 Year Mortgage? Think Extra Payments

So you are looking at buying a house and taking on a mortgage? Well, then we are in the same boat. I love looking at all the wondrous mortgage calculators that are available on the internet. Saves me quite a bit of time of trying to create my own amortization schedule, not that it is…

8 Credit Myths That Can Affect Your FICO Score

Last week I had discussed how you can and should access your credit history report for free to verify there are no errors.  Your credit score plays an integral part in whether you are approved for either a mortgage, credit card and other loans. FICO is the score developed by Fair Isaac ranging from 300-850…

Time For a Credit Check – Get Your Free Report Now

The past three years, I’ve been very diligent in making sure that I access my credit report.  I have to say, I’ve been pretty lucky in the accuracy of my reports.  Having my wallet stolen many years back, I was always afraid sometime down the road I would start to see some questionable activity.  Not…