On January 25, 2012, the Federal Reserve announced that it will be keeping interest rates at historic low rates near 0%. For the past few years, this has been the state of affairs as the Fed, led by Chairman Ben Bernanke, attempts to stimulate the economy. While historic low rates offer some opportunities for those…
Tag Archive: money
7 Personal Finance Practices That Bring Bad Karma
Most personal finance bloggers like to tell you what you should do with our finances, whether it’s spending less, earning more, investing wisely, or saving for a rainy day. While these methods are tried and true, they usually only help yourself and your family. There’s nothing wrong with that. However, a lot of people don’t…
Why I Prefer Plastic Over Cash
A lot of the more seasoned and experienced personal finance gurus have preached on the benefits of using cash over debit or credit, and the dangers of a credit card. While I agree with them on some levels, I definitely have a preference. I prefer to use plastic over cash. I think debit and credit…
12 Methods of Passive Income
We’re all in the business of making more money no matter what job we’re in. There’s always something we can use extra money on, whether it’s saving up for a goal, further investing in your dreams, or paying off a huge debt. There are many ways you can earn extra money without getting another full…
Is Getting a Raise a Really Just Curse in Disguise?
If you’re one of the lucky ones this year, you’ll be in line for a raise. You’ve worked hard and shown your worth so it’s only right that you’re getting a raise. First of all, be thankful that you are even in a position to get a raise with so many people losing their jobs…
