Tag Archive: money

Why I Prefer Plastic Over Cash

A lot of the more seasoned and experienced personal finance gurus have preached on the benefits of using cash over debit or credit, and the dangers of a credit card. While I agree with them on some levels, I definitely have a preference. I prefer to use plastic over cash. I think debit and credit…

12 Methods of Passive Income

We’re all in the business of making more money no matter what job we’re in. There’s always something we can use extra money on, whether it’s saving up for a goal, further investing in your dreams, or paying off a huge debt. There are many ways you can earn extra money without getting another full…

Is Getting a Raise a Really Just Curse in Disguise?

If you’re one of the lucky ones this year, you’ll be in line for a raise. You’ve worked hard and shown your worth so it’s only right that you’re getting a raise. First of all, be thankful that you are even in a position to get a raise with so many people losing their jobs…

10 Excuses That Keep You in Credit Card Debt

My wife and I have several credit cards, however, we never keep a balance and avoid any and all finance charges by paying our statements in full each month. We don’t necessary subscribe to the idea that you shouldn’t have any credit cards, but everyone needs to understand and use them responsibly in order to…

How Everyone Can Make a Million Dollars by Age 65

If you are reading this and hoping for a get rich scheme, I’m sorry to tell you that you won’t find it here. However, keep reading, because you will gain extensive knowledge on how to stop wasting your money and taking essential steps to rid yourself of your debt and save for the future. From…