Tag Archive: savings

Can Dining Out Be a Good Thing?

I’ve made it known that avoiding going out to lunch and packing your own lunch will be very budget friendly. Of course, this doesn’t mean you should parlay your cost savings by going out to dinner, but it could make sense to take a break from cooking at home. It is very common for my…

Fun With Math: More Than Just the Rule of 72

The rule of 72. You probably already know what it is all about. If not, the rule of 72 is used as an estimate to determine how long an investment will take to double at any given interest rate. Let’s say you have $10,000 in a CD that earns 5% annual percentage yield, or APR….

April Financial Update

I really haven’t been too specific when it comes to our personal finances, but I wanted to share a a personal finance milestone to start the week. After the surge of stocks as the markets closed on Thursday, we finally have seen the black (and likewise, a positive YTD return on our current retirement holdings)….

Employee and Student Cell Phone Discounts Available at Verizon, AT&T, T-Mobile and Sprint

My wife and I don’t ever plan on having a land line phone. It really isn’t worth it considering we have a national cell phone plan in which we share our minutes. So far, we haven’t run into any issues of not having a land line phone. I have a few years under my belt…

Do Pennies Still Make Cents? A Penny For Your Thoughts…

Ah, the penny. The bright, shiny, Abraham Lincoln adorned, copper (cough, zinc) penny. If you haven’t already heard, the United States Mint announced four new one-cent coins for 2009. The redesign is in recognition of the bicentennial of President Abraham Lincoln’s birth and the 100th anniversary of the first minted Lincoln penny. So, I guess,…